mailmail: July 2014

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Dear Reader

Our premium research service 'FundSelect' has a proven track record of over a decade...

...and the recommendations under this service have beaten the markets by around 56%.

Given the successful track record, we highly recommend you to give this service a try.

And here is your chance to try this amazing service at a special price of Rs 750/-

You see...we rarely offer our research at such a low price.

So you should not miss this limited period opportunity. Sign up now!

Read on for full details...

To your wealth,
Team PersonalFN
Honest Recommendations
To Grow Your Wealth
At Just Rs 750
(A Limited Period Offer! Sign Up Now!)

Dear Valued Reader,

Do you think that you lack the means to find out the best investment instruments?

That you have to depend on newspapers, websites and friends/family to know which investment should you put your money in.

Have you regretted an investment decision that you made based on "expert" inputs from any of the above?

If yes, then you are one of the many investors who did not really pay attention to the fact that "all that glitters is not gold".

ULIPs, Corporate FDs from unheard of companies, stocks which were getting played in the market, the list can go on...

Investors, like you, have fallen into a trap of advice which promised to make them millionaires (or crorepatis, in months, days and minutes!).

They fell for schemes or investments which were just too good to be true.

Your greed hurt you.

Investment is NOT solely about making your money return you multiples.

It is about making sure that you have enough to meet the goals you would have set for yourself. Be it living a hassle free retirement life or providing the best possible education to your children.

Today, you have the choice between many investment instruments. While you can choose to invest directly in an investment like stocks, Bank Fixed Deposits, etc, you can also choose to hire an expert like a mutual fund to do that same for you.

Mutual funds, as an investment option, can work wonders for you. They are a convenient, cost effective way to actualize your financial goals or just plain wealth building.

You can derive a host of benefits by investing in mutual funds...

You save time of doing your own research when it comes to investing in the right stocks.
You are assured of peaceful sleep. And yes, you won't lose your shirt as your investment would be diversified across quality stocks. Or to put in simple words, your funds would be invested in a basket of at least 20-30 quality stocks.
Investing for the long term pays off. By investing in the right Equity Mutual Fund schemes for a period of 5 to 10 years may grow your savings steadily and even meet your long term financial goals like retirement.

Having said all this, Beware!

Let us make it clear that investing in the right mutual fund scheme is not really that simple.

There are more than 2,000 mutual fund schemes in the market and over 10,500 scheme options to invest in. How do you intend to decide which one is for you?

You need to be on your guard, control your emotions and consider many factors like:

Which fund suits your risk taking capacity and time horizon?
Track record of the mutual fund and the specific scheme, not only on quantitative basis but qualitative features as well.

While it cannot be denied that it is your money at stake and you are one who has to take the final decision, it is good to get expert advice before deciding where to put your money.

The expert will use his experience and time tested methodologies to provide you with relevant inputs which can help you evaluate your mutual fund investment decisions.

An expert will not only help you firm your decisions but also act as a necessary restraint in case you start going overboard with your expectations.
You can rely on PersonalFN.
For more than a decade, PersonalFN has been into mutual fund research and advisory.

We employ a stringent research process to evaluate mutual fund schemes before giving out the recommendations on whether you should buy hold or sell a particular mutual fund scheme.

PersonalFN's Strict Selection Process

Our selection process is aimed to identify consistent long term performers whom we can trust while committing our money
Our experienced team of analysts study and tries to select only those funds whose performance is consistent across market cycles. Simply put, you will sleep peacefully, even when the markets slide.
So PersonalFN will also tell you, which funds you, MUST NOT invest in. Never mind the sky rocketing returns garnered by the fund.

Still, why should you rely on PersonalFN's recommendation? How is it different from opinions of an expert expressed through various mediums of communication?

Our Decade Long Track Record: In the last decade of our existence, we have made several wealth building recommendations through our most popular research service - FundSelect,that have delivered significant returns.
PersonalFN's mutual fund recommendation service 'FundSelect' has had a winning innings
Here is a chart that shows the composite returns generated by all our recommended diversified equity funds under FundSelect, vis-a-vis the BSE-200 index, since the time we launched this service in June 2003...
FundSelect's Recommended Diversified
Equity Funds Vs. Stock Market

(Source: ACE MF, Performance as on June 30, 2014)
You see, our recommendations have OUTPERFORMED the broader market indices.

For every Rs 100 invested in each diversified equity fund recommended via FundSelect, in the past, has now turned to Rs 1,067 as compared to just Rs 683 in BSE-200 index, showing an outperformance of almost 56%!

These returns are not a matter of chance, but a result of the vast knowledge and experience of our research team

And now you can have access to this wealth of knowledge to create your own wealth.

So what do you get through FundSelect?

PersonalFN offers access to all its recommendations through its premium research service FundSelect.

FundSelect is a weekly mutual fund research recommendation service.

Come every weekend, on Saturday, you will get a personal copy of the detailed research report via e-mail. Not just that. A specific fund will be researched in detail by our research team along with our view.

All you have to do is just log in to your PersonalFN account or your mail box!

But, that's not it. Here's one offer where goodies just don't end. We at PersonalFN believe in empowering you, the investor, to make the RIGHT investment decisions.

With FundSelect, you also get:

Fund Watch:

Apart from the regular recommendations we make, you will also get a sneak peak into what the PersonalFN's research team is tracking,

Fund Watch will track the popular funds in the industry which do not make into our recommendation list but continue to be on our radar. We hope that some of these funds would ultimately make it to our FUNDSELECT.
New Fund Offer (NFO) Research:

Evaluate NFO's and whether their viability as an investment avenue through our NFO Reports.

NFO Research comes for FREE with your FUNDSELECT subscription.
Investment Ideas Notes (Monthly)

In all the noise that exists, our monthly investment ideas provide a considered and non-emotional view of the markets and what you as an investor should be doing.
Downloadable Database on Mutual Funds

Get all key data on mutual funds including Assets under management, past performance, key ratios, NAV...all that category wise and do your own analysis

That's not all...You get all this and more, for FREE!!

Special Report: "How to Plan Your Mutual fund Investments"

This special report will tell you about how to choose a winning mutual fund from the vast universe of mutual funds available today.

It will also tell you about the right approach to investing in mutual funds.

Through this special report, you may get to know some prudent ways to build a solid portfolio of mutual funds to meet your long-term financial goals.
Free Guide: "How To Become A Crorepati"

By signing up through this offer, you will be among the first few readers to get access to our latest Money Simplified guide...
- This exclusive guide will take you through the entire process of determining and planning your goal towards building wealth wisely
- It will guide you through various points that you need to consider during your phase of wealth accumulation so that you come as close to achieving your goal as possible.
- We are sure this guide will get you started on your journey to Becoming a Crorepati!
- And in case you have already started, we are certain that with the help of this Money Simplified guide, you will be able to plan a lot smarter!
This exclusive e-guide which you will get Free with your subscription can help you take your first step towards achieving your goal of wealth accumulation and becoming a crorepati.

So through FundSelect, you can invest using Real Fundamental Research which offers Unbiased and Expert recommendations on Mutual Funds.

And if you have started wondering as to how can you get access to this wealth of knowledge, let us just offer you the best way to start using this service.

Try this service for 3 months through our very special offer.

And this is completely without any risk!
OUR "SPECIAL NO RISK OFFER" FOR YOU!
You have a very special offer from PersonalFN. You can now take our 3 month subscription at just Rs 750 (inclusive of all taxes).

Break it down and it costs just about Rs. 8 per day which is probably the amount that you spend on your daily travel.

And to top it all, it comes without any RISK.

How?

Before we tell you about the NO RISK, remember this is a limited period offer...

...And this being our most economical offering for FundSelect, we may not keep it open for long.
Subscribe Now and Get 3 months of FundSelect at a special price of just Rs 750
Once you subscribe, you can read through the reports, download mutual fund databases and every other information that you want.

We are sure you will like the service a lot!

However, if you do not like this service, you can ask for a FULL REFUND within 30 days of your subscription. So, here is a chance to have a service without any risk to your money.

Absolutely, NO RISK!

How can I Subscribe to this NO RISK offering?

Simple! You have to make your subscription now.
Click Here to Get 3 months of FundSelect at a special price of just Rs 750
Act fast, as this opportunity may vanish soon!

With respect,

Team PersonalFN

PersonalFN.com

P.S.: As this is a special price offer, there's no way we could afford to keep this offer open for very long. That's why you need to respond immediately.

P.P.S: You can try FundSelect for the next 30 days (from the date of your subscription) and see for yourself if it suits your requirements. And if you do not like what you see (unfortunately for us!) over this 30-day period, we'll return every rupee you paid. And while you do so, you can still keep the reports and guide, sent to you, as a thank-you gift just for trying out FundSelect.

P.P.P.S: If you have any queries, please do write into us at subscribe@personalfn.com or call us on +91-22-61361200
Click here to Subscribe Now!

Price Inclusive of Service Tax

© Quantum Information Services Pvt. Ltd. All rights reserved.
Any act of copying, reproducing or distributing this newsletter whether wholly or in part, for any purpose without the permission of PersonalFN is strictly prohibited and shall be deemed to be copyright infringement.

Disclaimer: Quantum Information Services Pvt. Limited (PersonalFN) is not providing any investment advice through this service and, does not constitute or is not intended to constitute an offer to buy or sell, or a solicitation to an offer to buy or sell financial products, units or securities. All content and information is provided on an 'As Is' basis by PersonalFN. Information herein is believed to be reliable but PersonalFN does not warrant its completeness or accuracy and expressly disclaims all warranties and conditions of any kind, whether express or implied. PersonalFN and its employees, personnel, directors will not be responsible for any direct / indirect loss or liability incurred by the user as a consequence of him or any other person on his behalf taking any investment decisions based on the contents and information provided herein. Use of this information is at the user's own risk. The user must make his own investment decisions based on his specific investment objective and financial position and using such independent advisors as he believes necessary. The performance data quoted represents past performance and does not guarantee future results. As a condition to accessing PersonalFN's content and website, you agree to our Terms and Conditions of Use, available here.

Quantum Information Services Pvt. Ltd. 101, Raheja Chambers, 213, Nariman Point, Mumbai - 400021. Tel: +91 22 6136 1200
Website : www.personalfn.com CIN: U65990MH1989PTC054667

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